Should Obese People Pay Higher Health Insurance Premiums?

Writing Assignment 3 Should cogent plenty pay high wellness damages policy policy insurance premiums than stack who ar not fat? Ris tall(prenominal) Rheyas Obesity has become a serious worry with more than one third of adults being cogent in the joined States. Obesity is seen as a self-destructive behavior accompanied with sess and use of other drugs thus, presidency officials and other business bureaucrats expressed the request to impose higher health insurance premiums on the obese.Obesity is not ever so due to the ain behavior of people and can be joined with the environment and genetics I personally feel that obese people should not pay a higher health insurance premium comp bed to those that arent. Government officials and other business bureaucrats expect that raising the health insurance premiums for the obese would help reduce the mortality and overall health of the soil however according to a study, somebodys with lower BMIs tend to associate themselves with little favorable health conditions and mortality rates as compared to those with high BMIs.The ashes mass index (BMI) assesses ones body angle coitus to height. The weight in kilograms is divided by height in meters square (kg/m2). It correlates highly with body fat in just about people then is a useful, indirect measure of body composition. According to research carried out by the Centers for Disease Control and Prevention (CDC), with increasing weight the risk of maladys also amplifys including cancer, stroke, coronary heart disease etc. A BMI between 25. 0 and 30. 0 is defined to be overweight and a BMI of over 30. is defined to as fleshiness (30 or more pounds overweight). hard and obesity result form an energy imbalance which involves consuming likewise many calories as compared to the amount of physical activity one does. The nous lies on whether this issue is mainly because of psychological factor beyond an individuals sway or personal choices made by the obese individual. Genetics and the environment do play a huge theatrical role in this however it also deals with the personal choices made by that particular(prenominal) individual.David Zinckenko argues in his article dont blame the eater, that it is a matter of personal indebtedness but can sympathize with the obese individuals as there is a lack of alternatives and information regarding fast viands consumption. Society in the United States has remonstrated concern about lusty diets, providing alternatives sources of food but unfortunately at a address. The increased cost for a healthy diet dissuades teenagers from eating healthier food thus without a mixture of environment it can result in a lifetime of obesity. David Zinckenko briefly brings in the comparison with the automobile industry.The automobile insurance is significantly high for most high end vehicles and also for the young generation. This is mainly because the higher end vehicles have a certain typecast of b rand value and reputation as with certain big health insurance companies. The youth are charged higher automobile insurance as they are more prone to accidents as suggested with smokers and obese individuals with diseases. The government and other respective officials imposing this would mean that obesity is termed a disease which would force individuals to try to become thinner.This could lead to dangerous diseases such as anorexia. The difference is mainly because health insurance has a closer nexus to our economy and human life as compared to automobile insurance. Individuals should be precondition rights to decide what they would like as with the automobile insurance wherein individuals choose a higher end car thus pay a great insurance. With regard to obesity, this increase in health insurance would not drop dead individuals a choice but force them into a system of hardship.Judt claims that passim the middle decades of the Twentieth Century society as a undivided guarante ed certain rights for citizens without questioning the motivations or the morality of citizens. There has been increased condescend for self responsibility and reduced expectations for handouts from the state since the 1980s. The current proposition to raise the insurance premiums for the obese questions the morality of the government officials involved as it forces individuals to change in order to fit into a certain framework of expectation.This is unsportsmanlike and it deprives individuals of their freedom and rights to choose their way of life. Concerns regarding the health issue of obesity are justifiable however this type of proposition appears to be harsh and presumptuous. It comes spile to the issue of state responsibility versus individual responsibility. The current issue at hand dealing with obesity is part of the states responsibility but is more about personal individual responsibility. The state should rear cheaper and healthy alternatives as one of the major reas ons for obesity is daily life.David Leonhardt argues that personal responsibility has become more complicated as our environment has changed. The fork up environment involves us prioritizing our work more than our health or anything else hence we become more unhealthy and obese. The solution to this is suggested to be beyond the control of an individual, if people want to become successful they need to work hard most of the time and that requires people choosing a certain type of lifestyle.Imposing higher insurance premiums would also be unfair to the obese as most obese individuals tend to earn less than their less obese counterparts. This increase in insurance would mean that individuals would have to lose their freedom and rights whilst crucifixion even more hardships trying to pay the health insurance. Controlling obesity can be done by implementing more healthy cheap alternatives and controlling the work environment rather than imposing higher insurance premiums and compromi se on freedom.